Home and Auto Insurance Bundle
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Home and Auto Insurance Bundle
Bundling insurance is when you buy multiple policies from the same insurer. For example, if you buy your auto and home insurance from American Family Insurance, you're bundling your policies.
Some home and auto insurance bundle benefits may include simplified policy management and premium discounts. You can also bundle other policy types, such as auto and renters insurance. Learn more about optimizing your insurance policies below.
Save Money on Insurance Premiums
Bundling your car and home insurance could save you up to 23% on both policies together.*
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Home and Auto Insurance Bundle Benefits
Bundling Discounts
You may be eligible for an insurance premium discount when you bundle two or more qualifying policies with us. Whether you have a home, auto, RV or ATV, we may be able to help you protect your belongings under one roof for less.
Convenient Policy Management
Combining your home and auto insurance may help simplify your policy management. Bundling means less juggling of due dates and invoices. It may also help you avoid working with multiple agents and the need to remember different login details for each policy.
When you sign up for MyAccount online and download the MyAmFam app, you can manage your policies in one location. That means simplified access to your premium payments, claims and coverage details.
Simplified Claims
Should the unexpected happen and you need to file a claim, our claims department is here for you 24/7 to help you get your life back on track.
Dedicated Agent Support
The more policies you bundle with American Family Insurance, the more your agent may be able to help you identify your coverage needs. For example, they could spot insurance gaps or coverages you don't need and make recommendations to help you better protect your family, home and belongings for less.
More Home and Auto Insurance Bundle Savings
You may also be able to add our other multi-policy discounts to your home and auto insurance bundle savings. Speak with your American Family Insurance agent to find out how much you can save.
Other Insurance Bundling Options
Here are more ways you may be able to bundle your insurance policies and save:
- Bundle auto and home
- Bundle home, auto and life insurance**
- Bundle home, two cars, RV and life insurance
The same goes with your renters, condo, boat, manufactured home, ATV and/or umbrella policies. The more you let American Family Insurance help you protect, the more you may be able to save.**
What to Check Before You Bundle Insurance
Here are a few things to consider before you bundle your homeowners and car insurance policies:
- Ensure that your bundle meets or exceeds your previous or current policy and doesn’t leave gaps in your coverage.
- Ask your agent about your deductibles before committing to a bundle. Doing so may help ensure you don't end up paying more for your deductible when filing a claim.
- Watch out for temporary discounts that could leave you paying large premiums later on.
Combining your home and auto insurance with American Family Insurance comes with perks:
- Your bundled quote may get you as much coverage as you previously had — if not more.
- We may be able to help you reduce your deductible with diminishing deductible for auto and diminishing deductible home insurance.*** Buying this is extra coverage may help control what you pay when you file a claim.
- And, if that’s not enough, your discounts stay with you.
Connect with your American Family Insurance agent to make sure you’re getting the best coverage with the best discounts and savings.
Frequently Asked Questions
How to Bundle Home and Auto Insurance
Ready to enjoy the benefits of bundling your auto and home insurance? Get in touch with one of our agents — they’ll walk you through everything you need to know. Live and drive with the peace of mind that comes with American Family Insurance coverage.
Not a part of American Family Insurance yet? Get a bundled insurance quote and join us today.
This information represents only a brief description of coverages, is not part of your policy, and is not a promise or guarantee of coverage. If there is any conflict between this information and your policy, the provisions of the policy will prevail. Insurance policy terms and conditions may apply. Exclusions may apply to policies, endorsements, or riders. Coverage may vary by state and may be subject to change. Some products are not available in every state. Please read your policy and contact your agent for assistance.
*Customers who bundle home and auto insurance policies may save up to 23% on both policies together (as of December 2023). Discounts may vary by state, property, policy form and company underwriting the home and/or auto policy. Discounts may not apply to all coverages on a home or auto policy.
** Discounts may vary by state and company underwriting the auto policy. Discounts may not apply to all coverages on an auto policy. Discounts do not apply to the life policy.
***Diminishing Deductible does not apply to all property deductibles. Named storm deductible applies only to GA. Policy maximum limits are $1000 for homeowners and $500 for renters, condo and manufactured homeowner policyholders.
All coverage options and endorsements are not available in all states, please speak to your agent on availability.
All statements regarding insurance coverage are general descriptions. These statements do not add or modify any coverage under your insurance policy. If there is any difference in the description of the coverage/endorsement, the policy provisions will apply. Please review your policy or call your agent for information regarding coverage that may be available to you.