A doodle image of a snowmobile

Snowmobile Insurance

  • Quotes for snowmobile insurance
  • Customizable coverage and rates for your unique needs
  • Expert support for all your questions
Learn MoreArrow

Snowmobile Insurance Quotes Online

A group of people riding snowmobiles in the snow

Know Your Snowmobile's Specs

Keep your owner's manual handy to find the information you need. 
Lightbulb outline sketch
Pro Tip
Your snowmobile's type, specs and age affect your coverage needs.
A person riding a snowmobile

Snowmobile Insurance Discounts

Have multiple policies with us? That’s great. You may qualify for a reduced insurance premium with a bundling discount or other available insurance discounts.**
A person riding a snowmobile

Benefits of Multi-Policy Insurance

Organize your policies with the MyAmFam app and save money with our multi-policy discount.**

Start Your Quote

Customize your experience.
Do It Yourself - Start a Quote

Get Started

Learn more about pricing and coverage options for your snowmobile.
Work With An Agent

Work with an Expert

Find the perfect agent for you and get free, no-pressure advice.

Our Agents Are Here to Help

Three agent headshots together

1,700 Agents

Experts to help you get — and use — your coverage.
Chat bubble
“Great experience with this agency. They were great in getting me and my family the knowledge and coverage's needed to suit our family. Not only were we able to get our vehicles insured but we were able to switch our homeowners, motorcycles, and snowmobiles. As an added bonus we signed ourselves and our kids up for life insurance. The agent and staff were extremely helpful with guiding us to make the right decision. Great agency guys, keep up the good work!!!” - Gracie, Wisconsin

What does snowmobile insurance cover?

  • People riding snowmobiles at night with their headlights on
    Liability Insurance
    Our liability coverage helps pay for others' injuries, property damage and court costs if you cause an accident in the snow. It protects you, your family and anyone driving your snowmobile with your permission.
  • Two snowmobiles riding around each other
    Comprehensive and Collision Coverage
    Comprehensive and collision coverage covers your snowmobile if it’s damaged, stolen or totaled. Collision coverage protects you in the event of a rollover or if you crash into a tree or another rider. Comprehensive insurance covers theft, fire, vandalism and falling objects.
  • A group of people riding snowmobiles on a snowy road
    Personal Property and Safety Apparel Coverage
    Don’t forget your snowmobile gear. This snowmobile policy protects your personal property up to $200. It also delivers up to $1,000 of safety riding apparel coverage.
  • A man taking a snowmobile out of a trailer
    Trailer and Accessories Coverage
    Your snowmobile trailer is covered by its comprehensive and collision policy. You can also get insurance for your snowmobile accessories, such as sleds, fuel containers and fire extinguishers.
  • A person riding a snowmobile alone in an open area
    Diminishing Deductible
    Our Diminishing Deductible rewards you for being a safe driver by crediting your deductible $100 each year, up to your policy maximum.* It's a great way to help control what you pay for your snowmobile coverage.
A doctor and a patient going over documents
Medical Expense Coverage
If you or someone else riding your snowmobile is injured in an accident, we have you covered. Our medical expense coverage helps pay some medical expenses up to your policy's limits. It includes ambulance charges and standard hospital expenses.
Two people riding snowmobiles separately
Uninsured Motorist Coverage
Stay protected with our uninsured motorist coverage. It helps protect you financially if a driver without insurance crashes into you. So, if an at-fault driver doesn’t have insurance, this policy will still cover you.***
A couple of people riding snowmobiles at dusk
Underinsured Motorist Coverage
Underinsured motorist coverage helps protect you financially when you’re on the road. You're covered if another driver is at fault for crashing into you and doesn’t have enough insurance to pay for your damages. This coverage helps pay the balance.***

Trusted by over 12 Million Customers & Counting

a white t-shirt with blue text

90+ Years

Over 90 years in business protecting our customers

12 Million Customers

Reliable, quality coverage for customers across 19 states
A snowmobile go over a snow mound at speed

Custom Snowmobile Insurance Quote

  • Affordable coverage that fits your budget
  • No-hassle account management with the app
  • Award-winning customer service from your local agent