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Employer’s Liability Coverage

  • Helps protect your business from legal fees and judgments related to employee injury or death claims 
  • Part two of American Family Insurance’s workers’ compensation policy* 

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What is employer's liability coverage?

If an employee or their estate sues you over an on-the-job injury, employers’ liability coverage can help. If the claim is covered, it can ease your financial burden. 

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When Employer's Liability Coverage Helps

“Legal costs or settlements” are broad terms that may apply to a variety of expenses. Here are a few examples of what employer's liability coverage may help cover, up to policy limits.

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Employer's liability coverage is part two of our workers’ compensation policy. Employees may receive compensation for injuries, while legal costs for employers may be covered too.

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Legal Representation

Law firms often charge clients based on time spent working on a case. That may include plaintiff negotiations, evidence gathering and court sessions. Employer's liability coverage may help businesses pay for representation.

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Court Costs

Going through the legal process can mean paying many different expenses. Fees for document filing, testimony transcription and court hearings may add up quickly. Businesses with this coverage may have an easier time handling these and other costs.

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Settlements

Businesses may pay settlements to avoid going through the legal process or by court order. Depending on what the other party will accept, these payouts may be high. This coverage may reduce the cost to employers or even cover it completely.

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Frequently Asked Questions

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90+ Years

Over 90 years in business protecting our customers
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12 Million Customers

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