People exchanging info after a car accident

Uninsured Motorist Coverage

Car Insurance Add-On

  • Provides protection if an uninsured or hit-and-run driver is at fault for a collision with your vehicle
  • Helps cover bodily injury costs for you and your passengers if the at-fault driver has no insurance

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What is uninsured motorist coverage?

Nearly every state legally requires drivers to have up-to-date auto insurance. That doesn’t mean they all do. If a driver can’t help cover your unexpected losses from an accident they caused, this coverage could help.
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How Uninsured Motorist Coverage Protects You**

Uninsured motorist coverage offers protection when the other driver doesn’t. Uninsured motorist coverage helps protect you from unexpected financial pain caused by drivers who don’t have insurance. Learn more from the following examples.
Did you know?
Approximately 12.6% of US drivers don’t have car insurance.*** That’s a one-in-eight chance of you being the only insured driver in a collision.
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Loss of Income

You emerge from an accident with a broken hand. It could’ve been worse, but the injury will hinder your ability to perform your job. If the at-fault driver didn’t have insurance, this coverage can provide compensation.
medical and dental expenses

Medical Expenses

If a careless driver hits your vehicle and you require hospital care, their insurance should cover your injuries. If they don’t have an active auto policy, uninsured motorist coverage can help compensate you for any incurred medical expenses.
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Funeral Costs

Uninsured Motorist coverage can lift some of the financial burden for a funeral if the death results from a fatal encounter with an uninsured driver.
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Frequently Asked Questions

Trusted by over 12 Million Customers & Counting

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90+ Years

Over 90 years in business protecting our customers

12 Million Customers

Reliable, quality coverage for customers across 19 states

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